Description of App
With NatWest Mobile Banking, managing your money on the move is even easier.
NEW FEATURE FOR IPHONE
Mobile Banking is now compatible with iPhone 5
OTHER GREAT FEATURES
• iPhone customers can Get Cash from your account at any NatWest, RBS or Tesco cash machine without using your debit card. Get Cash limits will apply for this service, including a maximum daily withdrawal limit of £250. The amount requested must be within the daily withdrawal limit for your debit card and that you must have at least £25 available funds to withdraw from your account (including any overdraft facility)
• ‘Pay Your Contacts’ - you can now also send money to anyone who has a valid UK Visa card just using their UK mobile number.
• Pay bills or people – just set up and make your first payment in Online Banking beforehand
• Transfer funds between your accounts
• Check your balance and recent transactions
• Find your nearest cash machine or local branch
• Top up your pay as you go mobile phone and up to four others (service not available on the 3 network)
Pay your contacts:
We’ve made our payments service better. If you have the app on your iPhone you can use the new ‘Pay your contacts’ service to
• Pay someone with a NatWest/RBS mobile app. Payee will be notified by SMS and funds will reach the payee’s account instantly. Sum of all such payments to NatWest/RBS app users in a day cannot exceed £250 per day
• Pay someone who does not have a NatWest/RBS mobile app but has a valid UK Visa debit, credit or prepaid card and a UK mobile. You will have to inform your contact separately about the exact amount. This will be a secret between you and your contact. We’ll send your contact a text message notifying them of the payment but not the amount. The text message will have a link to a Visa payment collection site. On this collection site your contact will have to enter the exact amount and their Visa card number. Your contact has 7 days to collect a payment from the day they receive the notification. Funds should reach the payee’s account in 1-2 business days after they have provided their details on the Visa collection site. We’ll notify you by text message when they’ve collected the payment and your balance has been debited. Sum of all such payments to non NatWest/RBS app users cannot exceed £250 per day
‘Pay your contacts’ limits are independent of daily withdrawal and Get Cash limits
You must have available funds to send from your account (including any overdraft facility)
Thank you for all your feedback on previous versions of the app. It helps us keep improving, so please keep it coming
HOW TO REGISTER
You need to be a NatWest Online Banking customer to use the NatWest App.
New Customers
Once you’ve downloaded the App, registering is simple. All you need to hand is your Online Banking customer number, debit card and a couple of personal details. Your details will be verified within 24 hours and we’ll send you a text message when you’re all set to go
Not got a customer number? Get a reminder or sign up for Online Banking at natwest.com/online
Existing customers
If you have an existing iPhone app and also want to use the iPad app, we will recognise your mobile number so you don’t need to register again. Simply select option one ‘RBS Group iPhone app’ and log-in using your existing passcode.
If you’re having trouble with your iPhone or iPad app please call the helpdesk on 08081 68 29 59. Calls may be recorded.
PLEASE NOTE
You need to have a NatWest personal account with debit card, be over 11 and have a mainland UK mobile number starting with 07 to use this service. Your iPhone will need to be on iOS 4.3 and above to use Mobile Banking
Standard data charges may apply. Contact your network operator for details.
By downloading this application, you are accepting the terms and conditions which can be viewed at natwest.com/mobileterms. We recommend that you save or print a copy of the terms and conditions and privacy policy for your records
Comments
Biometrics
Hi All,
This is a very accessible app. Even though I suspect this entry is old. However, there are a number of security settings that the app would prefer you to use biometrics for. This is way more complex than face id as you have to get your face in the frame etc. Basically, it is more or less impossible to use. I did set this up once but believe it or nhot it was more of an issue to cancel it when I discovered it wasn't useable. This is going back about 18 months and I thought Natwest were working on a VO friendly version. I would like to use this again but the hassle of cancelling it puts me off so was wondering if anyone has managed to use biometrics in the UK recently with VO. Appreciate any inputs.
Set Up Voice Recognition, Cancel Facial
It's a pain for sure, but if you can get facial recognition done just once more, you can then set up voice recognition and then cancel facial recognition. That way, you can access the security-sensitive parts of the app, which are now essentially unavailable otherwise (even with a card reader and using the desktop site) while using an accessible process that just requires you to be in quiet surroundings. Quite why NatWest don't make this easier for a blind person to set up I don't know—actually, it strikes me as discriminatory—but at least it's possible, so I advise taking this path. It's a nuisance but it can be done.